ইসলামিক ব্যাংকিং রিবা অ্যান্ড ফাইন্যান্সিয়াল প্র্যাকটিসেস (হার্ডকভার)

The writer is pleased to welcome you to Islamic Banking: Riba and Financial Practice. This book is designed to provide essential insights into professionals, especially those transitioning from non-banking backgrounds, navigate this complex yet vital field. As the banking sector evolves, understanding core concepts like Riba (usury) and the principles of Islamic Banking is crucial for addressing the needs of an increasingly diverse financial world. Additionally, it is equally valuable for those seeking a deeper understanding of ethical finance and wishing to ensure that their practices align with Shariah principles.

The book is divided into five informative chapters:

Chapter 1 delves into the concept of Riba, examining its historical roots and contemporary relevance. It provides the foundation for understanding why Islamic banking strictly forbids interest-based transactions.

Chapter 2 offers an in-depth overview of Islamic banking, explaining its ethical foundations and operational frameworks. This chapter guides readers through how Islamic financial institutions function under Shariah law, promotiong integrity and ethical financial practices.

Chapter 3 focuses on the growth of Islamic banking in Bangladesh. It explores the industry’s development, regulatory structure and key players, while highlighting the challenges and opportunities in the local market.

Chapter 4 examines various deposit acceptance modes in Islamic banks, from Mudaraba to Al-Wadia. Each mode is discussed in detail, showcasing its alignment with Shariah principles and practical applications.

Chapter 5 explores the range of financing modes Islamic banks offer. From Musharaka to Murabaha, this chapter illustrates how these financial tolls support ethical investment and contribute to sustainable economic growth.

This book aims to equip aspiring professionals with the foundational knowledge necessary to thrive in Islamic banking. By sharing this information, I hope to empower the next generation of banking leaders to navigate the financial landscape with integrity and a commitment to ethical standards.